Ms. Zhou is a Silicon Valley–based Financial Planner with professional experience at leading Registered Investment Advisor (RIA) firms, including Hightower Advisors LLC, and Cerity Partners. She performs specialized financial planning and analysis functions for individuals and families, requiring advanced knowledge of finance, economics, and investment principles.
In her role as a Financial Planner, Ms. Zhou conducts detailed financial analyses, including cash flow analysis, investment portfolio construction, retirement planning projections, tax-aware investment strategies, and risk management assessments. She develops customized financial plans by applying quantitative modeling, market research, and regulatory compliance standards under SEC and FINRA guidelines.
Ms. Zhou collaborates with clients to design and implement long-term wealth strategies, including estate and legacy planning considerations. Her responsibilities require independent judgment, interpretation of complex financial data, and application of theoretical and practical finance concepts consistent with a specialty occupation.
Ms. Zhou is actively involved in the financial planning profession, volunteering with San Francisco’s Financial Planning Day and serving on a planning committee. She holds a Master’s degree in Finance from the University of the Cumberlands and a Bachelor of Arts in Economics from Fordham University.